To lend or not to lend (Part 2)

Well, the meeting is over, but I'm still unsure as to whether the news was good news or bad news. The mortgage guy was a great fella, having talked almost an hour straight, giving us quite useful information. He seemed very enthusiastic about our quest for a mortgage. I'm not sure if these people get commission for this type of thing, but he really did seem to genuinely want to help. He was a younger looking man too, so I guess he could see things from our perspective a little.

So, everything was going well, the news seemed very encouraging, and we were all smiles... until the word guarantor popped up. Then, of course, when it came up once, it came up again and again and again. Apparently, it's unlikely the bank will find us eligible for a mortgage since we're full time students and would be more comfortable if someone in a more stable financial position signed on as well. Now, he did say it isn't necessary, since we're not looking for a two-story luxury mansion or anything, however, he said it would be a good idea. From my perspective, that's dumb. But I guess I can see how the bank would be a little cautious over lending thousands of dollars to 22 year olds without full-time income. Anyway, the point is things are looking pretty good. Not as good as I'd like, but still pretty good. Now, I've just got to find someone to sign their name on a dotted line for me. So, if anyone is game for backing up my $80,000 mortgage for me, be sure to let me know.